p2pcreditrails
Bespoke on-chain loans
Isolated risk
Trust-minimized price oracle
Capital allocators
who want
legible credit risk
Inherited protocol risk
No shared pool. No governor. No oracle committee.
Credit funds, market makers, and treasuries
Crypto-native lending exposure
without inheriting pool, governance, or oracle committee risk.
LockinarateWintherequestEarnyield
Borrow request
ETH / USDC
Current APR
15.00%/MAX15.00%
Overview
Collateral
0.15 ETH
Loan
300 USDC
TermⓘInterest is guaranteed only through the minimum term; after that the borrower can repay or refinance pro-rata.
18 hours to 1 day
Loan-to-value
8.6%
Liquidation threshold
86.0%
Health ratioⓘMinimum interest is counted against the borrower immediately for the purpose of liquidations.
9.96
Finalizer rewardⓘReward paid to the first MEV bot to finalize the liquidation outcome inside openLend. Provided by the liquidator as a non-refundable liquidation expense. If set too high relative to the loan's equity cushion, liquidation becomes unprofitable.
0.0005 ETH
Transaction details
Loan amount−300 USDC
Gas compensation+0.0012 ETH
Gas cost−0.0008 ETH
One loanOne contractNo pool
lend.openoracle.org/market
Open Requests2
Active Loans1
Total Collateral~$180K
Total Borrowed~$96K
IDPairCollateralLoanAPRStatus
#42ETH / USDC36 ETH72K USDC7.90%/MAX15.00%BORROW REQUEST
#38ETH / USDC12 ETH24K USDC8.20%/MAX12.00%BORROW REQUEST
#31ETH / USDC5 ETH18.4K USDC6.80%ACTIVE LOAN
0ETH
0USDC
Term0 days
Liquidation threshold0%
Loan-to-value0.0%
Approx. health ratio0.00
Min APR / Max APR0.0% / 0.0%
Submit borrow request
Setyourterms
Liquidationvialimit order game
lend.openoracle.org/risk
PHASE 1
REPORT
Price submitted with two-sided collateral
PHASE 1
REPORT
Price submitted with two-sided collateral
openoraclepowered